100% Practical Daily Banking
We make daily banking more practical and affordable.
Individual IBANs for Every Client
Personal IBANs
Each client receives their own personal IBAN.
Direct Deposits
Receive your salary, pay your rent, and manage other payments easily using your personal IBAN.
Fee-Free Transfers
Send money instantly and without fees to other P100 users.
Earn POT Tokens
Earn POT tokens for your money deposits on your IBAN.
Flexible Mastercard Debit Card Options
Physical or Virtual Cards
Choose between physical or virtual Mastercard debit cards.
Global Usage
Use your card worldwide without any hassle.
Multiple Cards
Get multiple cards for different spending occasions.
Seamless Euro Transfers Across Europe
SEPA Transfers
Easily perform SPEA transfers within Europe.
Cheap and Fast
Benefit from low-cost and speedy euro transfers to anyone in Europe.
Global ATM Compatibility
Mastercard-Friendly ATMs
Withdraw cash at any Mastercard-friendly ATM worldwide.
Multiple Currencies
Withdraw various currencies based on your location.
Best Conversion Rates
Enjoy the best conversion rates directly from your fiat or crypto balance.
Mobile Wallet Compatibility
Apple Pay and Google Pay
Our virtual and physical cards are compatible with Apple Pay and Google Pay.
Convenient Tapping
Enjoy the convenience of tapping to pay with your phone.
Instant Zero-Fee Money Transfers
Instant Transfers
Send instant bank transfers with zero fees to P100 users or non-users.
Immediate Availability
The money will be available instantly in the recipient's account.
Flexible Spending
Recipients can spend the money with cards or send bank transfers from their personal IBANs.
