What is Crypto as a Service (CaaS): A Guide for Fintechs and Businesses

What is Crypto as a Service?

Crypto as a Service (CaaS) is an infrastructure model that allows companies to integrate cryptocurrency services into their platforms via APIs and modular tools. Instead of developing complex blockchain systems from scratch, businesses can rely on a CaaS provider to deliver ready-made solutions.

With CaaS, companies can:

• Create crypto wallets for users
• Easily convert crypto to fiat currency
• Provide stablecoin payments and settlements
• Issue crypto debit cards
• Handle compliance (KYC/AML) requirements

It’s the fintech equivalent of cloud computing: why build servers when you can leverage a trusted provider?

Why CaaS Matters for Fintechs and Businesses

The demand for crypto services is no longer niche. Customers expect digital platforms to support both fiat and crypto payments, and businesses that ignore this risk losing competitiveness.

Key benefits include:

• Speed to market: Launch new features in weeks instead of years.
• Reduced costs: Avoid the heavy expense of building blockchain infrastructure in-house.
• Compliance built-in: Ensure regulatory standards are met from day one.
• Scalability: Grow your offerings as customer demand increases.
• Flexibility: Add crypto features without changing your core business model.

How P100 Delivers Crypto as a Service

At P100, we provide a full CaaS stack designed for fintechs, platforms, and forward-looking enterprises:

• Wallet infrastructure: Custodial and self custodial options for digital assets.
• IBAN accounts: Combine euro accounts with crypto wallets for seamless operations.
• Stablecoin rails: Send, receive, and settle payments in stablecoins like USDC.
• White label debit cards: Issue branded cards linked to wallets.
• Regulatory compliance: Integrated KYC, KYB, and AML tools.
• API first architecture: Flexible, modular tools to integrate directly into your product.

Final Notes

Crypto as a Service is redefining the way businesses adopt and scale digital asset solutions. It removes the barriers of infrastructure and compliance, allowing fintechs and enterprises to innovate faster.

With P100’s CaaS, you don’t need to reinvent the wheel. We give you the building blocks to integrate crypto directly into your products — securely, quickly, and at scale.

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